How to Make Money in the College: Up to $20K/Year

How to Make Money in the College

While my own college days are ancient history, I think it’s more important than ever that college students learn how to make money. The college itself is more expensive than ever, and that’s led to more and more people borrowing money to pay for it. This year’s graduates will carry more than a degree–they’ll also head out into the world with an average of $33,000 of debt.

make money in college
I was incredibly grateful to graduate debt-free, thanks to a combination of:

  • working throughout school
  • scholarships
  • help from mom and dad

But if you can start your working career without the huge burden of debt, you’ve already got a major leg-up on your path to financial independence.

In this post, I’ll explore how I made money in college, and dozens of other ways you can too.

(There are tons of opportunities that didn’t exist back in the day!)

Ready? Let’s dive in.

1. Scholarships

In terms of dollars per hour of effort, the time you spend sourcing and applying for scholarships will probably be some of your best return on investment.

I was grateful to receive several academic and service-based scholarships for college. (No, I didn’t get anything for my athletic prowess!)

In total, these were worth several thousand dollars, which took a nice chunk out of my tuition bill.

Check out for a monster database of offers, and of course, only apply for the ones you’re qualified for.

The Next Step: My friend Jocelyn has put together a free online workshop on the 6 Steps to Quickly Secure Scholarships for College.

2. Part-Time Jobs

One of my all-time favorite jobs was working as a cashier at a Mongolian Grill restaurant.

So. Much. Free. Food.

(There’s another money-saving hack!)

I made $10 an hour, and I distinctly remember walking up to the University of Washington administrative offices and paying my tuition in person from the money I earned at the restaurant.

Check out an app like Steady to connect with part-time gigs near you.

steady reviewsteady review

3. Painting Houses

My biggest source of income in college came from painting houses during the summers. I did this through a company called College Works Painting.

It was at once the most stressful and most rewarding work of my young life.

Over the course of two summers, I sold around $140,000 worth of paint jobs, which probably amounted to a little over $20,000 in profit.

This was also a really important formative experience for me. It was my first taste of working for profits, not wages, and was the foundation for all my entrepreneurial efforts ever since.

Fun fact: Since this was technically an “internship,” I also earned a few credits for my effort, which helped get me closer to graduation.

4. Paid Internships

After I was done painting, my roommate pointed out an ad in our school newspaper for a marketing intern. “You should check it out,” he said.

I ended up getting hired at this e-commerce company in Seattle for $10 an hour, and it was my first exposure to:

  • online advertising
  • affiliate marketing
  • search engine optimization
  • pay-per-click advertising
  • and more

Internships are a fantastic way to “get paid to learn” and get real-world experience at the same time. And in my case, it actually led directly to my next income stream.

Check out to find gigs near you.

Possible alternative: Could you create your own “apprenticeship” in a business that interests you?

5. Affiliate Marketing

After my e-commerce internship ended, I decided to try my hand at affiliate marketing. This is where you drive traffic to products or services, and earn commissions when someone buys or signs up.

More than 15 years later, this is still my biggest source of income today.

At the time though, I started out with an ad budget of $1 a day, and directed those ads to specific models of shoe people were searching for. This proved to be profitable, and I started earning $200-400 a month in “passive income” from the basement of the college house I shared with 5 other roommates.

After graduation, I invested in having a full-fledged comparison shopping affiliate site built out. I consider that my original side hustles, and it was the business that ultimately allowed me to quit my corporate job.

Related: Affiliate Marketing for Beginners: Earn $200/Month with this Stupidly Simple Step-by-Step Guide

6. Real Estate (Really)

Bear with me here, because this a weird one. In college, I was really excited about becoming a real estate investor and actually did end up buying an investment property.

Because in those pre-bubble years, a kid with no real job could apparently get a $250,000 loan, no questions asked.

In any case, I used the profits from my painting efforts for the down payment and cleared about $100 a month in positive cash flow from the rent.

Thankfully I was able to sell this house for a healthy profit before the bubble burst. Sometimes it’s better to be lucky than good!

If you’re interested in real estate investing, you might check out a platform like Fundrise, which has lower minimum investments and more diversification than buying a single-family home.

7. Outside College Credits

The final way I made money in college was by graduating early, which saved $1600. In my case, I had some credits coming in from passing AP tests in high school.

Now if you’re already in college, that tidbit might not help you as much, but you might not know that you can still test your way to earn extra credits. You can either inquire about this through your school or check out a national service like CLEP.

I also took more credit hours most quarters — after all, tuition cost the same whether I enrolled in 12 credits or 18. That may help you accelerate your graduation timeline and save some tuition.

8. Online Surveys and Apps

These won’t make you rich, but can be an easy way to make some beer money. You can do these as time allows, like while waiting in line or watching TV.

Here are a few of the top options:

  • Survey Junkie – Popular online survey site with more than 3 million members.
  • Swagbucks – Mega-popular survey platform with a free $10 bonus; earn up to $35 a survey.
  • InboxDollars – Get a free $5 bonus when you join.
  • Springboard America – Higher payouts than many other survey sites, but requires a $50 minimum to cash out.
  • Opinion Outpost – Cash out at just $5 via PayPal or Amazon gift cards. Each survey enters you into a $10,000 quarterly drawing.
  • Prize Rebel – Earn $10-12 an hour doing surveys or completing other tasks. Just avoid the low-paying ones.

9. Delivery Gigs

You probably already have a sense for what delivery apps are popular on and around your campus. These are pretty straightforward to get started with, and usually require:

  • Reliable transportation (car, bike, electric scooter, etc.)
  • Being 18 or older
  • A background check

These apps typically have you picking up and delivering take-out orders or groceries. Your earning power is typically in the $14-25 per hour range, and you can set your own schedule.

Here are a few delivery apps to consider:

10. Be a Resident Advisor (RA)

This was one of my wife’s ways of making money in college. (Or more accurately, not spending it.)

Resident advisors live for free in the dorms in exchange for planning events, keeping an eye out for shenanigans, and fostering a sense of community. There’s definitely a bit of work — and possibly some drama involved — but this amounted to thousands of dollars saved.

11. Flipping Books or Textbooks

Flipping books is a popular side hustle idea for all ages, but college students have an advantage. Textbooks are often some of the highest priced books being sold online, and you’re already close to the source.

How this gig works is you download a barcode scanning app, like ScoutIQ (paid) or Bookscouter (free), to see what books are selling for on Amazon and other marketplaces.

You can source inventory from friends, local library stores, yard sales, and used book stores and thrift stores. One Side Hustle Show guest reported earning up to $4000 a month from his book flipping business.

12. Cash Back Apps

Whenever you’re going out to eat, shopping online, or buying groceries, make sure you’re maximizing your cash back.

I do this today through apps like:

  • Fetch – Scan pictures of your grocery receipts to earn cash back on hundreds of brands. Use promo code APREWARDS for 3000 points ($3) when you sign up.
  • Wikibuy – Wikibuy is a cool free browser extension that saves you money when you shop online. Disclosure: I’m an affiliate of Wikibuy and earn money when you install the extension.
  • Ibotta – The popular Ibotta app has been around forever and gives you cash back when you buy participating products and brands.

13. Get Paid to Play Games

Mistplay is an interesting app that rewards you for discovering and playing new games on your phone. (Android only)


The more you play, the more “units” you earn. Then you can cash in those units for gift cards to your favorite stores.

Similarly, Lucktastic pays out in the form of sweepstakes or gift cards once you earn a certain number of points.

You can play virtual “scratch-off” games to add to your pot. The popular app has prizes ranging from $25-10,000, with over a million winners already.

lucktastic app

Where does the money come from? Advertisers of course. This app is loaded with ads and offers, but if you can tolerate those and enjoy playing games, it’s worth an install.

Another option is livestreaming your own gaming on Twitch. The most popular players are estimated to be bringing in $300,000 or more per year!

14. Teaching English Online

Several companies hire online English teachers, and some don’t require a college degree. For example, Magic Ears pays up to $26/hour and your current college enrollment meets their education requirement.

magic ears application

magic ears application

Many of these involve teaching students in China via webcam, so experience working with kids is a huge plus. And because of the time zone differences, this could be a viable early morning gig before class.

15. Tutoring

If you got decent test scores, there’s a big market for test prep tutoring. You might find clients through your neighborhood newsletters, NextDoor, or local parent groups.

One Side Hustle Nation reader reported earning up to $1000 a week with his tutoring business, which focused on ACT prep. This is a gig where you can set your own rates, generally anywhere from $15-80 an hour.

16. Make Money in College as a Brand Ambassador

Brands love to hire college students for events and other local marketing efforts. As a brand ambassador, you can get paid to hand out samples, pass out flyers, or staff events.

Typical rates might be in the $10-30 per hour range, and you can find gigs through Facebook, Craigslist, or your campus newspaper.

17. Remote Freelancing

Do you have skills that other businesses would pay for?

In the archives here, you’ll find people freelancing their skills in:

How much you can earn depends on your expertise and the clients you target.

18. Pet Waste Removal

Picking up dog poop for homeowners may not be the most glamorous business, but it can be a pretty lucrative one. Startup costs are low, and once you sign on clients, they’re likely to stick with you week after week.

One Side Hustle Show guest described charging $14-20 per yard per week, and had attracted more than 80 recurring customers. She estimated it was worth $50 an hour, part-time. 

Not a bad gig for college student, and can probably be done just once a week on Saturday mornings!

19. Yard Care

If picking up dog poop isn’t your thing, but you still like the idea of working outside, you might consider a regular yard care business.

Of course you could get lawn mowing customers the old-fashioned way, by wheeling your lawnmower up and down the neighborhood and knocking on doors, but that’s old school.

Enter GreenPal, “the Uber for lawn care.”

make money in college mowing lawns

GreenPal has over 5500 vendor partners (lawn mowers and other yard care providers) in seven states throughout the county.

CEO Bryan Clayton explained, “Many of our lawn care vendors are college kids that use our app in the summer to make extra money. Many younger vendors work afternoons and weekends using our app, and it is the perfect way for them to make extra money.”

On top of that, Bryan said the average GreenPal vendor makes around $55 per hour mowing lawns on its system.

Students set their own hours and pick the clients they want to work for.

20. Sports Coaching

Standout student athletes can turn their off-season weekends into profitable practice sessions. All you need is a park (or a pool, or a court) to run your drills or scrimmages.

As I kid, I attended several different sports camps, so this one has the advantage of being something you know parents are already spending money on.

21. Selling College Class Notes

Diligent students may be sitting on a goldmine of notes from past classes. You can sell these on campus to your fellow students during exams time, or list them on an online notes marketplace.

According to OneClass, you can earn up to $470 per class.

22. T-Shirt Designs

With Merch by Amazon and other outlets, you can get your creative t-shirt designs in front of a huge audience. Apps like Printful will even syndicate to your Etsy shop or your own Shopify store.

These services handle all the printing and shipping; all you have to do is come up with a design that will sell. Set your own prices and profit on the spread between the purchase price and the product cost.

I can see campus memes and current events shirts doing well.

23. Rental Arbitrage

One interesting way to make money in college may be to lease a large house near campus, and either sublet the rooms or list them individually on Airbnb.

Let’s say a 5-bedroom house will cost you $2000 a month to rent on a 12-month lease. You could live in one bedroom and rent out the other 4 for $500 each and live for free.

Or, through short-term Airbnb rentals, you may even make a little extra. But just be aware of furnishing costs when you’re getting started if going this route.

24. Craigslist Gigs

There’s a little-known section in the bottom right corner of Craigslist (at least at press time) specifically for side hustlers, called gigs:

Check it out and see what kind of gigs you might be able to find nearby or online. Just approach with caution and don’t get scammed!

25. Mystery Shopping

Field Agent is a free smartphone app that pays you to complete small tasks in your neighborhood, like photographing the inside of a store.

make money in college as a field agentmake money in college as a field agent

I found several of these tasks near me, from companies like Home Depot and Walmart, with the payouts ranging from $3-8 per assignment.

26. Local Tour Guide Service

Do you want to show off your city to visitors? You can create your own unique tour experience with the help of websites like Airbnb Experiences. For example, Alex Kenin leads urban hikers through the hills of San Francisco at $50 a pop.

27. Babysitting or Child Care

As a “responsible” kid, this was one of my go-to ways of making money in my youth. I had a few regular clients and thankfully no disasters that required driving anywhere.

Word of mouth and flyers in the neighborhood worked to get gigs back then, and sitters as young as 14 can join today.

Get CPR and emergency preparedness training to give parents (and yourself) peace of mind.

28. Make Money in College Selling on eBay

Ebay can be a tough, low-margin, competitive environment, but there still opportunities left to make money on eBay.

My favorite eBay seller is Rob, the “Flea Market Flipper,” who built a 6-figure business buying low and selling high. He and his wife Melissa consistently earn thousands of dollars a month, flipping items part-time!

They put together this free training on how to get started and make your first sales in as little as 2 weeks.

29. Donate Blood Plasma

A friend of mine says donating plasma is how she paid her rent in college. Each donation pays $20-50 and you can go several times a month–if you don’t mind needles.

30. Getaround

It can be expensive to keep a car on or near campus, and even more frustrating if you’re not using it all that much.

With services like Getaround, you can turn that idle time into cash flow by renting your car out to others. This works best if you have a flexible schedule to meet renters, and live or study near an airport.

make money in college with getaroundmake money in college with getaround

The company carries $1 million insurance policy on every trip, and top owners are earning thousands of extra dollars a year.

Some creative Getaround owners actually use the platform to subsidize a much nicer car than they might normally be able to afford. (On a similar platform, some friends of ours actually managed to make their Tesla “free.”)

31. Become a Bartender

Bartending is a pretty standard way to make money in college, with top bartenders earn up to $200 per night. The rules surrounding becoming a bartender vary state by state, so be sure to check your local rules.

32. Host Trivia Nights

If bartending isn’t your thing, you might partner with local bars to host trivia nights. These often take place on slower nights during the week, where the venues rely on your entertainment to bring in customers.

It can take a little time to get a successful trivia night up and running, but you could earn $175 per venue per night.

33. Movie Extra

Depending on where you go to school, you may be able to find movie extra jobs nearby. These usually pay minimum wage, but could add up to $200 a day and give you a little brush with celebrity.

34. Consumer Research Studies

Companies and brands are often looking for feedback on upcoming products, and will pay you for it. I’ve done several online product studies, and even a couple in-person focus groups.

These are actually a lot of fun and often pay in the $60-100 an hour range.

Related: Online Focus Groups: 10 Consumer Research Companies that Pay Up to $100 an Hour for Your Opinion

Conclusion: Endless Ways to Make Money in College

With a little creativity and tenacity, you can make real money in college. In fact, I can say with 100% certainty I’m better off today because I didn’t focus all my attention on my school work.

I still got good grades, but learned far more out of class by exercising my entrepreneurial muscles and practicing real life skills.

So here’s your homework for today: pick something on this list and take action!

And if you remember, I’d love for you to circle back here and share your results in the comments.


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